When thinking about maintaining good health as you age, seeing a doctor for regular checkups and vaccinations may come to mind. But there’s much more to consider, including dental and vision care. That’s where a bundled vision dental and hearing (DVH) insurance plan may come in handy.
A DVH insurance plan combines dental, vision dental, and hearing insurance benefits into one policy with a single premium, making it easier for seniors to manage their expenses. These plans typically cover preventive services like dental cleanings and flu shots, as well as other nonmedical services like a routine eye exam and contact lenses. Some plans even include a flex spending account to help with the cost of noncovered services.
Vision, Dental, and Hearing Insurance: Complete Coverage for Seniors
Most DVH plans include coverage for a basic eye exam, contact lenses and the option to upgrade to higher-quality frames and lens materials. Some DVH plans also include hearing benefits for exams, hearing aids, and necessary repairs or supplies that Medicare does not generally cover.
DVH plans can be found as a stand-alone option, or they can be added to traditional Medicare Advantage or individual prescription drug coverage through a Medicare Part D plan. It’s important to know the differences between a DVH plan and a dental discount plan before you decide which is right for you. A DVH plan gives you the convenience of having both a dental and vision insurance policy, while a dental discount plan only offers you the option to save money by paying a dentist a prenegotiated cash rate.
